Summary of College-Sponsored Benefits FOR ELIGIBLE EMPLOYEES
Eligible Edmonds College employees are offered insurance through the Public Employees Benefits Board (PEBB) program. Coverage begins the first day of the month following the date of hire. If the date of hire is the first working day of the month, coverage begins immediately. Upon verification your spouse, same-sex domestic partner, and dependent children are also eligible for coverage.
State agencies and higher education employees may pay medical premiums with pretax dollars from their salary under the state’s premium payment plan. There are no employee premiums for dental, basic life insurance, and basic Long-Term Disability (LTD) insurance. PEBB plan costs.
Your benefits consultant must receive the following forms within the required timelines when you become eligible for PEBB benefits:
- Employee Enrollment/Change form: No later than 31 days after you become eligible for PEBB benefits.
- Long-Term Disability (LTD) Enrollment/Change Form: No later than 31 days after you become eligible for PEBB benefits.
- MetLife must receive the MetLife Enrollment/Change Form within 31 days of when you become eligible for PEBB benefits.
Health and Dental Plan Options
- Uniform Medical Plan offers four plans to EDCC employees: Classic, CDHP, and two Plus plans.
- Kaiser WA (formerly Group Health) offers four plans to EDCC employees: Classic, Value, Sound Choice, and a CDHP.
We provide you with three different dental plans to choose from:
- Willamette Dental Group
- Uniform Dental Plan (UDP)
As part of your benefits package, you receive — at no cost to you — $35,000 of life insurance coverage and $5,000 of accidental death and dismemberment (AD&D) coverage. You have the option to buy additional coverage by enrolling in the supplemental plans offered; PEBB Monthly Premiums for Optional Life Insurance.
Long-term Disability (LTD) Insurance
Basic LTD insurance costs you nothing; coverage is part of your benefits package. Should you lose your income, an approved basic coverage claim pays you, after a 90 day waiting period, $240 per month (it pays less if your salary is below $4,800 per year).
If you want more coverage, you need to buy optional LTD insurance. Then, should you lose your income, an approved optional coverage claim provides a monthly payment equal to 60 percent of your current, pre-disability, income (to a maximum of $6,000 per month); PEBB Monthly Premiums for Optional LTD.
Flexible Spending Account (FSA)
A flexible spending arrangement (FSA) allows you to set aside a portion of your salary and use the money to pay for medical costs such as deductibles, prescriptions, coinsurance, dentist visits, vision care, and other expenses not covered by health insurance. You can use the funds on yourself, your spouse, and your children. The primary benefit of having an FSA is that it reduces your taxes.
Dependent Care Assistance Plan (DCAP)
The dependent care assistance program (DCAP) helps you pay for child care and elder care by allowing you to set aside a portion of your salary for eligible expenses. The money you set aside isn’t taxed, so you save money on eligible expenses for services like preschool, day care, nanny fees, or care for a person who is disabled, and other similar services.